Perbelanjaan dan pembayaran zakat tahunan Forum

[troka]

Assalamualaikum semua,

Doakan semuanya sihat, disini ada pertayaan berkenaan pembayaran zakat tahunan pendapatan. harap semua dapat membantu.

[u]Pengiraan Zakat Pendapatan

A. Pendapatan Dari Semua Sumber (setahun)


gaji :


elaun :


bonus :


Lain-lain :


JUMLAH

B. Perbelanjaan Yang Dibenarkan Ditolak (setahun)

Diri Sendiri : (Adakah ianya merangkumi pembayaran bulanan kita spt kereta, rumah dia msia, sewa rumah di Qatar, dan belanja asas diri sendiri?)

Isteri : (hanya merangkumi pembayaran nafkah bulanan?)

anak-anak : (Perbelanjaan termasuk brg2 sek dan asas spt susu/ pampers dikira?)

Pemberian Untuk Ibu Bapa :


Caruman kwsp : - tiada di Qatar, sekiranya ada dikalangan kita membayar sendiri caruman sebagai simpanan boleh dikira ker?

Caruman Tabung Haji :


Caruman kepada institusi /
koperasi yang telah membayar zakat bagi pihak ahli.


Insurans Takaful


JUMLAH


C. Pendapatan Bersih Yang Layak Dizakat
(A-B)

JUMLAH YANG DIKENAKAN ZAKAT


Insyaallah sama2 kita beringat dan dapat membantu. Sekian

Troka

[zaim]

Waalaikumsalam wbt,
Saya ni bukan ahli agama, tapi disebabkan belum ada yang lebih ahli menjawab, saya sampaikan apa yang saya tahu/baca.

Samada untuk diri sendiri, isteri dan anak2, ia meliputi perbelanjaan asasi seperti makan, tempat tinggal, transport, sekolah, pakaian dan sebagainya...samada untuk diri sendiri atau tanggungan kita.

Kalau kita tengok website2 zakat di Malaysia, sudah ada guideline berapakah perbelanjaan asasi untuk sendiri, nafkah bulanan, etc. tapi mungkin tak applicable bagi kita yang tinggal di Qatar, so rasanya eloklah kita estimate sendiri.

Mengenai soalan sewa rumah di malaysia samada ia dikira sebagai perbelanjaan asasi atau tidak, saya tak berani nak jawab, mungkin boleh diutarakan soalan ni pada ustaz2 di sini.

Mengenai kepada isteri jika melebihi nafkah bulanan, tengoklah samada ia termasuk perbelanjaan asasi atau tidak.

Pampers dan susu adalah perbelanjaan asasi.

Saya sertakan beberapa link di bawah (yang mungkin saudara dah jumpa) untuk maklumat lanjut.

Pastikan bahwa zakat simpanan apabila telah cukup haul dan nisab dibayar. Ini kerana walaupun ada perbezaan pendapat ulamak mengenai kewajiban membayar zakat pendapatan, tapi mengenai zakat simpanan memang ada kesepakatan.

Caruman kwsp tu ada yang mengfatwakaan bukan milik kita selagi kita tak pencen/dapat duit tu, jadi kira liabiliti/perbelanjaan bulanan yang boleh ditolak. Tapi jika kita buat caruman sendiri secara sukarela (bukan kswp, di mana duit tersebut milik kita, tak perlu tunggu pencen), maka itu bukan liabiliti. Malah mungkin perlu dikeluarkan zakat simpanan ke atas duit tersebut bila cukup haul dan nisab.

http://www.zakat.com.my/faq/pendapatan.htm
http://pmr.penerangan.gov.my/page.cfm?name=zakatp
http://www.al-azim.com/masjid/infoislam/ibadat/zakat.htm
http://www.mesra.net/forum/index.php?showtopic=65663&st=0

Jika ada sesiapa yang ingin mengeluarkan sedekah dan zakat untuk disalurkan kepada pembinaan sekolah islam di kemboja, bolehlah hubungi mobile saya di 5542637 atau email saya di zentex[at]hotmail.com

Waalhua'alam bi sawab

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Sekadar untuk renungan

The Meaning and Significance of Spending in the Way of Allah
Spending in the way of Allah means to part with what we posess and call it as ours. It means to give it out willingly for any cause which is for the benefit for Allah's creation, for the pleasure of Allah. It is a great virtue and I will elaborate its meaning and significance.

You can imagine the significance of it by Surah 2 Al-Baqarah, ayah 261:

"The likeness of those who spend their wealth in the way of Allah is as the likeness of a grain which grows seven ears, in every ear a hundred grains. Allah increases manifold to whom He wills."

Whenever you are spending in the way of Allah, you should be generous or else you are depriving yourselves of the benefits.

In this regard, Allah says in Surah 47 Muhammad ayah 38:

Beware! you are called to spend in the way of Allah, yet some among you hoard. But he who hoards does so for himself: Allah is above need, and it is you who are the needy. If you turn away, then Allah will bring other people in your place who will not be like you.

We should spend our money, time, effort, our energy, and our knowledge in the way of Allah so that it will give us happiness and we'll be rewarded. There is a great sense of joy and satisfaction when we do something by ourselves to share with others physically, mentally, morally, and financially.

Spending in the way of Allah is a trade, a bargain and a business with Allah. It sounds strange, doesn't it? And you may ask how can one make a trade with Allah. Listen to this:

Surah 35 Al-Faatir ayah 29 reveals:

"Those who read the Book of Allah, establish regular prayer, and spend in the way of Allah secretly and openly out of what we have provided for them. They hope for a commerce that will never fail."

If we like to be called: Ya ayyuhallazeena aamanu O' You who believe, then we have to behave and act like those who believe. Iman is not a lip-service and it cannot be that at all. Iman is a deep faith, a firm commitment and a pledge of being obedient to Allah (S.W.T.) in every aspect of our lives.

Everywhere we read in the Qur'an, we find that Allah is enticing, encouraging and requesting people in a very nice way to give loans to Him. When we are asked to spend in the way of Allah, He asks us to give a loan to Him. This word of a Loan to Allah has been mentioned in the Qur'an six times in diffrent forms.

Surah 57 Al- Hadiid ayah 18 reveals:

"Lo! Those who give alms, both men and women, and lend to Allah a goodly loan, it will be doubled for them, and theirs will be a rich reward."

This goodly loan should be for the love of Allah and not as a favor, as a generosity or as a benevolence. If you spend in the way of Allah, do it for the love of Allah. If you do it, then and only then Allah will reward you. The reward is a many-fold. Some of the rewards promised by Allah are related to this world and the others are related to the hereafter. Some of the worldly and heavenly rewards are the following:

1)The amount of charity given as a loan is doubled and multiplied.

2)Forgiveness of sins will be granted by Allah.

3)Rich and liberal reward will be given by Allah.

4)Entrance to paradise will be granted by Allah.

5)In heaven, there are rivers running beneath, for those who give the loans.

6)Allah is thankful to the person giving the loan.

According to the Qur'an, this is the ultimate success that one may hope to acheive in this world and in the hereafter.

Allah is not in need of your help, your support and your financial aid. Allah does not need these loans for Himself but for his creations in the world.

[troka]

Wasalamah semua,

Alhamdullilah,

Apa panduan sedikit2, dan belajar benda baru setiap hari .

Thanks Hj Zaim. Sbb tanya sbb rasa tafisiran bekenaan jumlah yg dibenarkan utk potongan zakat di Msia tak boleh pakai kat Qatar. Ini sbb taraf hidup lebih tinggi.

Insyaallah kita sama bincang dan kalau boleh dptkan jawapan dari ustaz2 dan cantik lagi usrah berkenaan topic ini.

Wasalamah.

Wan

[rizi the doll]

Rizi nak mintak nasihat mengenai zakat.
Kalau Rizi nak bayar sendiri zakat, tanpa mengunakan khidmat PPZ kat Msia, boleh tak?
I mean, dari segi hukum camner lak?

[Chian]

Bro,

Sah membayar zakat terus kepada orang susah atau miskin. Sila rujuk kepada link JAKIM ni .... http://baheis.islam.gov.my/web/musykil_new.nsf.

Chian

[Chian]

Bro,

Lupa nak bagitau. Dalam website kat atas tu nanti, you select option Syariah and then, Ibadat Zakat.
Chian

[rizi the doll]

Terima Kasih Chian...

[kutu_beramboi]

tima kacih sume diatas kongsian ...
kutu dgr pun sah dari segi hukum kalau byr direct ...
asalkan mereka tu termasuk dlm golongan2 yg layak terima zakat ...

p/s - bukan hadiah atau sedekah tau ...

[rizi the doll]

Gents...

new info

http://www.e-fatwa.gov.my/jakim/keputusan_view.asp?keyID=250

[kutu_beramboi]

thanks for sharing...

[Chian]

Rizi,

Thanks for sharing. Apa yang Majlis Fatwa mention tu pun betul coz kalau kita tak hati2, kita mungkin tersilap bagi zakat kepada mereka yang bukan tergolong dalam senarai asnaf. Fuh, nauzubillah.

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